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‘Smishing’: What Is It, Why Is It So Common, and What Can You Do About It?
- SELCO Community Credit Union /
- Education Articles /
- ‘Smishing’: What Is It, Why Is It So Common, and What Can You Do About It?
Does it seem like you aren’t getting as many robocalls these days? OK, maybe they haven’t slowed down that much; let’s just say they’ve leveled off . But you’re likely getting bombarded with more spam texts than ever before. A lot more. After an exponential increase in 2022, spam texts continue to go out to Americans in droves—and are becoming...
Is Now the Time to Refinance?
The benefits of refinancing locally could make the difference. In mid-2022, the Federal Reserve began raising interest rates in an effort to reduce inflation. By October 2023, the average 30-year fixed mortgage rate climbed to 7.79%, the highest it had been in the 21 st century since topping out at 8.64% in 2000. Those surges put homeowners...
Tricks to Selling Your Home Quickly
Are you on the fence deciding whether to sell your home? Depending on your station in life, it's still a pretty good time to sell. The market has cooled somewhat for sellers, but housing inventory remains historically low, which in turn has kept prices high. Before diving in, though, make sure your financial home is sound. After you sell your...
Is It Time To Refinance Your Auto Loan?
Refinancing can mean valuable savings for the life of your car loan Did you know you can refinance a vehicle loan? Often, when you finance a vehicle, you simply “set it and forget it”—you make your monthly payments for four years, six years, then you own the car outright. However, with the right circumstances, refinancing an auto loan can result...
