Phishing alert: SELCO impersonators are sending fake texts asking users to verify their username or password. As a reminder, SELCO never sends text messages requesting sensitive information, including login credentials. If you receive one of these texts, please delete it immediately.

All SELCO branches will be closed Monday, May 27, in observance of Memorial Day. Account access will still be available through digital banking at

Pay a Loan or Credit Card Via Transfer

We have several convenient ways to make payments to your loans, including via transfer and with a card from another institution.

  1. Step 1

    Tap Transfer at the bottom of the screen. (Also available in the Menu tab.) 

  2. Step 2

    Select Transfer Between Accounts. 

  3. Step 3

    Select the funding source (this can be an external institution if it’s connected to your SELCO account) and the loan for which you'd like to make payments.

    Make a loan or credit card payment step 3
  4. Step 4

    Select a payment option. From here, you can make your regular payment, a principal-only payment in addition to your normal monthly payment, or even pay off your loan.

    Selecting loan payment type on SELCO app
  5. Step 5

    Fill in the frequency, start date, and end date for your payments, then select "Review."

  6. Step 6

    If everything checks out, tap “Schedule,” and your loan payments are set.