Auto Loans
Auto loan rates as low as 5.24% APR*
Whether you're buying a new or used car, or refinancing an existing auto loan, SELCO offers rates as low as 5.24% annual percentage rate (APR), flexible terms, and local support. And if you're looking to refinance your loan at another financial institution with SELCO, you may be eligible for an even lower rate.
Auto Loans
as low as 5.24 % 6.49 %Boat Loans
as low as 8.15 % 8.65 %RV Loans
as low as 7.49 % 7.99 %RV, boat, motorcycle, and snowmobile loans
Finance your next adventure with a flexible recreational vehicle loan from SELCO.
- Competitive rates and flexible terms based on loan amount, vehicle age, and credit qualifications.
- Fast, local loan decisions from a trusted Oregon credit union.
- Protect your investment with competitive coverage options through SELCO Insurance Services.
Shopping for a new car or truck?
AutoSMART lets you compare millions of vehicles from trusted local and national dealerships. When you find your next ride, get pre-approved for a SELCO auto loan without leaving the site.
- Search millions of new or used cars and commercial vehicles.
- Filter by make, model, vehicle type, features, cost, and more.
- Use the comparative pricing analysis, vehicle guides, and trade-in value tools to power your negotiations.
Vehicle coverage options by SELCO
Extended vehicle warranty
Help protect yourself from major repair costs after your manufacturer’s warranty expires. SELCO’s extended vehicle warranty coverage is available for cars, trucks, vans, motorcycles, and ATVs, and features personalized options for unique vehicle and driving needs.
View Extended Warranty BenefitsGAP Advantage Protection
If your vehicle is totaled or stolen, standard insurance may only pay its current market value. GAP Advantage helps cover the difference between your insurance settlement and the remaining loan balance, helping safeguard against out-of-pocket costs.
Learn About GAP AdvantageAuto insurance
Looking for ways to save on insurance? Use our free insurance quote tool to compare rates, then work with a SELCO Insurance Services agent to find coverage that fits your needs and budget. From auto and home insurance to specialized coverage options, we're here to help you protect what matters most.
First-time auto buyer
Buying your first vehicle is exciting and can feel overwhelming. We're here to help. SELCO's first-time auto buyer program makes it easier to finance a new or used vehicle, build credit, and navigate the car-buying process with confidence.
- Quick loan preapproval decisions.
- Up to 90% financing available for new and used vehicles.
- Optional GAP Advantage and extended vehicle warranty coverage available.
- Take our credit quiz to learn more about your financing options and get a rate discount.
SELCO has ALWAYS rated the highest score from me, and I have been with them for years. Every time I need to call someone there I'm made to feel very important. It's a genuine warmth they bring to any phone call I make. I'm very proud of each and every one at SELCO, and I mean that. They warm my heart. They are like a friend.
Get preapproved for an auto loan
Shop with confidence knowing your budget and rate before you buy. Talk with a loan officer today.
*Qualified borrowers only. Membership requirements apply. Rates based on credit qualifications, repayment period, vehicle age, and loan-to-value. To see complete details on loan rates, click here. Other restrictions may apply. Offer subject to change at any time, without notice.