Earn 5.00% APY on a certificate
Right now you can earn 5.00% Annual Percentage Yield (APY) on our 6-, 12-, and 18-month standard certificates. Open a certificate today in digital banking, on this website, or by stopping by a branch.
Certificates
as high as 5.00 %Car Loans
as low as 7.49 % 7.74 %Credit Cards
as low as 12.50 %Whatever a good life means to you, we will help you get there.
Skip a payment on your loan
Need a break from your loan payments? With our Skip Payment, you can skip up to two payments in a rolling 12-month period on eligible loans. A $30 Skip Payment fee applies.
Additional rewards for saving with SELCO
The more you save with us, the more value we can deliver. With our new Certificate Rewards, qualifying members automatically earn an extra 0.25% or 0.50% on all standard certificates.
Level up with Vault
With exceptional dividends and valuable learning resources, SELCO’s revamped Vault account allows youths to grow savings quickly and develop healthy savings habits.
A credit card for your lifestyle
A SELCO Platinum Visa® Card has many uses and features built-in peace of mind with Visa® Zero Liability® fraud protection.
Financial tips and tools
Inspire healthy money skills with the Vault Youth Education Hub
Our Youth Education Hub is brimming with curated resources, like podcasts, activities, and books. With content tailored to different age groups (3-7, 8-12, and 13-17), there's something for everyone—whether you're just getting started or beginning to take on financial responsibility.
Visit the Vault Education Hub
Student loan forbearance has ended. What now?
The 3½-year student loan forbearance ended August 31. What does that mean for borrowers? Most importantly, interest began accruing again, and payments will resume in October. See what else you need to know to be prepared for this transition.