Hit your goals with a HELOC

Need to make home improvements? Pay for college? Consolidate debt? Open a home equity line of credit (HELOC) today and lock in a 6.49% APR rate for 6 years or 7.49% for 10 years.

Earn 5% on a certificate

Earn 5.00% APY on a certificate

Right now you can earn 5.00% Annual Percentage Yield (APY) on our 6-, 12-, and 18-month standard certificates. Open a certificate today in digital banking, on this website, or by stopping by a branch.


as high as 5.00 % APY
See Certificate Rates and Terms

Car Loans

as low as 7.49 % New APR 7.74 % Used APR
See Auto Rates and Terms

Credit Cards

as low as 12.50 % APR
See Credit Card Rates and Terms

Whatever a good life means to you, we will help you get there.

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Skip a payment on your loan

Need a break from your loan payments? With our Skip Payment, you can skip up to two payments in a rolling 12-month period on eligible loans. A $30 Skip Payment fee applies.

Certificate loyalty rewards program with SELCO Community Credit Union graphic

Additional rewards for saving with SELCO

The more you save with us, the more value we can deliver. With our new Certificate Rewards, qualifying members automatically earn an extra 0.25% or 0.50% on all standard certificates.

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Level up with Vault

With exceptional dividends and valuable learning resources, SELCO’s revamped Vault account allows youths to grow savings quickly and develop healthy savings habits.

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A credit card for your lifestyle

A SELCO Platinum Visa® Card has many uses and features built-in peace of mind with Visa® Zero Liability® fraud protection.

Financial tips and tools

Couple looking a student loan documents

Student loan forbearance has ended. What now?

The 3½-year student loan forbearance ended August 31. What does that mean for borrowers? Most importantly, interest began accruing again, and payments will resume in October. See what else you need to know to be prepared for this transition.

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