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Guest column: Mortgage rates are not the only factor to consider with a home

1. SELCO Community Credit Union /
2. SELCO In The News /
3. Guest column: Mortgage rates are not the only factor to consider with a home

The Federal Reserve's half-point rate cut in September was welcome news to those considering buying or refinancing a home. But there's much more to it than just rates. SELCO Mortgage Loan Officer discusses what all you should consider before taking the homebuying or refinancing plunge.

Manage Users

1. SELCO Community Credit Union /
2. How-Tos and FAQs for Businesses /
3. Manage Users

Check Application Status

1. SELCO Community Credit Union /
2. Check Application Status

View the latest updates on your SELCO Community Credit Union account, loan, or mortgage application.

Home and Property Insurance

1. SELCO Community Credit Union /
2. Insurance /
3. Home and Property Insurance

Your home is a huge investment, likely the largest you'll make in your life. With more options and greater value, SELCO offers policies for homeowners, renters, and rental properties.

Time to Rethink Your Savings Strategy

1. SELCO Community Credit Union /
2. Education Articles /
3. Time to Rethink Your Savings Strategy

If you’re like many Americans, chances are you put saving on your back burner the past couple years. The personal savings rate, which measures the percentage of your disposable income that you save, has historically averaged 8.45% from 1959 until now. For obvious reasons, that rate soared to 33% during the height of the COVID-19 pandemic in 2020...