According to SELCO Mortgage Loan Officer Tim Booher, in competitive markets like Central Oregon, where there is low inventory, it’s best for would-be homeowners to fill out a mortgage application first, even without a down payment.
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A teen’s first job is an important rite of passage. It's a chance to earn their own money, and to determine how best to spend it. Sandy Wagner, Central Oregon Regional Manager at SELCO, offers advice to parents about helping their children develop strong financial habits that will last a lifetime.
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