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For the safety of our community, we’ve closed all branch lobbies and some locations. Drive-up banking is still available, but hours may be modified. Visit selco.org/COVID-19 for banking alternatives and the latest updates.

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New & Used Auto Loans

Anywhere you want to go, however you want to get there. Whether that’s by car, boat, motorcycle, or RV, a SELCO vehicle loan offers great rates and flexible terms. We’ll help you buy new or used, or refinance your current loan. We can even get you preapproved before you visit the dealership.

Auto Loans

The open road is waiting. So is the car, truck, or SUV you’ve always wanted.

  • Up to 100% financing.
  • Quick decisions.
  • Flexible terms up to 88 months for new cars and up to 84 months for used cars, depending on your loan amount and credit qualifications.*
  • Low-rate vehicle insurance available through SELCO Insurance Services.
  • Extended warranty options.
  • GAP Advantage, a one-time investment that waives your loan balance if your car is totaled or stolen.
  • Discount for signing up for estatements through online banking.
More info View rates Apply now 

First-Time Buyer Auto Loans

We'll work with you one-on-one to handle the challenges of buying a car for the first time. Even if you have little or no credit, we can help you get preapproved so you can buy with confidence.

  • Up to 100% financing.
  • Quick decisions.
  • Low-rate vehicle insurance available through SELCO Insurance Services.
  • Flexible terms up to 88 months for new cars and up to 84 months for used cars, depending on your loan amount and credit qualifications.*
  • Extended warranty options.
  • GAP Advantage, a one-time investment that waives your loan balance if your car is totaled or stolen.
More info View rates Contact us Take our credit quiz for a rate discount**

Boat, Motorcycle, and RV Loans

Make the journey unforgettable. Whether you’re longing for the open water, the wind on your face, or comfortable living on the road, our affordable loans can make it happen.

Learn more View rates Apply now

Extended Vehicle Warranty

SELCO’s Extended Vehicle Warranty goes beyond the typical manufacturer’s warranty. 

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GAP Advantage

If your vehicle is totaled or stolen, your insurance payout could be far less than what you still owe on your loan. We can help with that.

Learn more

Credit Life & Disability

If an unexpected life event keeps you from paying off your loans, payment protection can help lighten the burden.

Learn more

* Qualified borrowers only. Membership requirements apply. Rates based on credit qualifications, repayment period, vehicle age, and loan-to-value. To see complete details on loan rates, click here. Other restrictions may apply. Offer subject to change at any time, without notice.

** Discount not available for borrowers already eligible for lowest available rate.