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Money Talks E9: Insurance

In Episode 9 of “Money Talks,” Lila discusses the many types of insurance, why insurance is important, and how to go about shopping for it. Basically, insurance is protection should something unexpected happen—to your vehicle, health, home, rented property, or business.

Important Takeaways

  • Assessing your risk. Which policies make the most sense for you?
  • Determining your deductible. Make sure you can afford the deductible in case you need to file a claim.
  • Setting policy limits. How much an insurer will pay directly impacts the cost of your premium.

Once you’ve determined your insurance needs, shop around for the best premiums. A little extra research can go a long way to getting the best fit at the lowest rate.

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