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Everything You Need to Know About IRAs

As you plan for your financial future, finding smart ways to make your money work for you will be top of mind. A typical avenue to make that happen is through an Individual Retirement Account (IRA). You’ll want to start by learning the basics of IRAs (there is more than one type), as that can affect your money strategy in the long term. 

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Upcoming Webinars

SELCO Investment & Retirement Services offered through CUSO Financial Services, L.P.* is here to help. We’re hosting free one-hour Zoom webinars, during which you can learn about IRA fundamentals, including the types of IRAs, basic structure, and rules associated with each. Upcoming webinars include:

All sessions will be held via Zoom. Attendees will receive the Zoom meeting link and details upon registration.

* Nondeposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Nondeposit investment products offered through CFS are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. SELCO Community Credit Union has contracted with CFS to make nondeposit investment products and services available to credit union members.

**Before deciding whether to retain assets in an employer sponsored plan or roll over to an IRA an investor should consider various factors including, but not limited to: investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions, and possession of employer stock.