Dog leaning out of a vehicle window on a scenic drive, representing the freedom and savings of refinancing an auto loan with a lower APR and covered title fees.

Bring Your Auto Loan Over, Let the Savings Begin

Refinance a vehicle loan from another institution and we'll tack on an additional 0.50% APR discount on our lowest available rate. Not only that, but we'll cover your title fee (up to $200).

Learn how to earn up to an extra 0.50% APY with our Certificate Rewards.

Homeowner painting an interior wall while financing home improvement projects with a SELCO Home Equity Line of Credit loan.

Put your home’s equity to work

Convert a new or existing SELCO Home Equity Line of Credit to a loan and enjoy rates as low as 4.50% APR for 5 years or 5.99% for 10 years. We’ll even waive the annual fee for five years and cover most closing costs.

Certificates

as high as 3.90 % with Certificate Reward APY
See Certificate Rates and Terms

Auto Loans

as low as 5.24 % New APR 6.49 % Used APR
See Auto Rates and Terms

Credit Cards

as low as 10.75 % APR
See Credit Card Rates and Terms

Whatever a good life means to you, we will help you get there.

SELCO Steps Up education initiative supporting Oregon educators through Classroom Makeovers and Creative Educator Grants, with up to $125,000 available for innovative classroom projects and learning environments.

Up to $125,000 available for Oregon educators

Applications are being accepted through September 30 for SELCO’s Classroom Makeovers and Creative Educator Grants, designed to support bold ideas and innovative learning spaces. 

Person sitting on a couch looking at an unexpected online purchase delivery, illustrating eCommerce uniqueness scams and online shopping fraud.

Stay a step ahead of 'uniqueness' scams

Discover how eCommerce "uniqueness" scams operate with the help of artificial intelligence and how you can identify the threats and ultimately keep them at arm's length.

Two people using a smartphone together outside a brick building, representing the benefits of linking Link Digital Checking and Cultivate High-Yield Savings.

Perfect pair: Link Checking & Cultivate Savings

Link Digital Checking and Cultivate High-Yield Savings are both quality products on their own, but they’re better together. Let the pair work for you with checking rewards, faster savings, and no monthly or overdraft fees.

Person reviewing account information on a smartphone and laptop while using tools to protect sensitive personal and financial information online.

Tools to help protect your account

Through alerts, free apps, help and support, and educational materials, we have a wide variety of resources to help you protect your sensitive information.

Financial tips and tools

Family members across generations together outdoors, symbolizing wealth transfer planning, estate planning, inheritance strategies, and legacy preservation.

Keys to a successful wealth transfer plan

The transferring of assets to heirs can be a complicated process. Careful planning and meaningful two-way communication can help ensure a smooth transition.