Blue checking accounts icon

Graduation: What Will Change

When you graduate from Elevate to a traditional checking account (Link or Select Checking), you’ll have more freedom to manage your money. Here are a few things that will change:

Elevate, Link, and Select Checking Comparison

 

 

Elevate  
(Limited Service)

Link or Select Checking  
(Full Service)

ATM withdrawal limit 

$1,510

$3,010

Debit card charges daily limit

$1,510 PIN, $15,000 signature

$3,010 PIN, $15,000 signature

ACH payment daily limit

$2,000 initiated in digital banking
$500 initiated by financial institution to non-member

$10,000 initiated in digital banking
$2,000 initiated by financial institution to non-member

Check deposit limits via ATM

Up to $275 available immediately
Remainder available after 2 days (9 days if less than 30 days after account open)

Up to $2,000 available immediately
Remainder available after 2 days (9 days if less than 30 days after account open)

Automatic overdraft transfers from savings

None

$3 per occurrence (waived with Link)

Non-sufficient funds (NFS)

None

$25 per occurrence (waived with Link)

Courtesy Pay

Provides up to $100 in coverage for $10 fee

Courtesy Pay Overview

Expanded Courtesy Pay

No coverage available for ATM or one-time debit card transactions

Expanded coverage for ATM and one-time debit card transactions; Opt-in required; $25 fee per occurrence (waived with Link)

Zelle®

See Zelle® Limits FAQ in digital banking

See Zelle® Limits FAQ in digital banking

This table represents a few key differences at a glance. For additional information, refer to your Member Service Agreement and limits provided at the time of transaction in digital banking.