The Investor Plus Account
Save more, earn more
- $10,000 min. deposit to open
- Highest tiered dividends
- Up to three withdrawals per month, penalty-free
Savings Rate Comparison
Savings Rate and Fee Schedule| Dividend Rate | Annual Percentage Yield | Minimum Opening Balance | Minimum Required Balance | |
|---|---|---|---|---|
| Membership Savings Account/Simple Savings Account | ||||
| $0 - $499.99 | 0.10 % | 0.10 % | $5 | $5 |
| $500 - $2,499.99 | 0.20 % | 0.20 % | $5 | $5 |
| $2,500 - $9,999.99 | 0.35 % | 0.35 % | $5 | $5 |
| $10,000 + | 0.55 % | 0.55 % | $5 | $5 |
| Savings for children 12 and under | ||||
| Youth Savings | 0.55 % | 0.55 % | $5 | $5 |
| Investor Plus Account | ||||
| $0 - $9,999.99 | 0.00 % | 0.00 % | $10,000 | $10,000 |
| $10,000 - $49,999.99 | 1.09 % | 1.10 % | $10,000 | $10,000 |
| $50,000 - $249,999 | 1.54 % | 1.55 % | $10,000 | $10,000 |
| $250,000 + | 1.78 % | 1.80 % | $10,000 | $10,000 |
| Money Market | ||||
| $0-$999.99 | 0.05 % | 0.05 % | $1,000 | None |
| $1,000 + | 1.19 % | 1.20 % | $1,000 | None |
Maintenance and activity fees may apply could reduce earnings.
Resources
Time to Rethink Your Savings Strategy
Interest rates are slowly inching up, and the Federal Reserve has signaled that they will continue to rise incrementally. Now is an excellent time to begin rethinking your savings strategy.
Organizing Your Household Finances
Learn how an organizing system for your financials can make all the difference. Whether it’s in a bulky metal filing cabinet or secure folders on your computer, the first thing to do is build a system.
4 Ways To Watch Your Savings Grow
Conventional savings accounts offer the easiest access to funds but the lowest interest rates. Don't overlook certificate, money market, and health savings accounts as alternatives.
Wants vs. Needs: Finding the Perfect Balance
Whether you’re creating a new budget from scratch or reviewing previous months’ expenses, it’s helpful to consider if those expenses fall into the category of a want or a need.