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Teen Accounts

Whatever you’re working toward—whether that’s saving for college, buying your first car, or growing your money—let us help. You can keep tabs on your accounts with our free apps and access your cash at nearly 30,000 no-fee ATMs nationwide.

If you’re 13-17 years old, stop by any branch to get started. (You’ll need a qualified co-borrower.)

Teen Checking Account

Our Vault checking account is a great place to start saving, spending, and managing your money. Access your account on your phone or tablet, or use your SELCO Visa® debit card to get free access to cash at nearly 30,000 ATMs.

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Teen Savings Accounts

Whatever you’re saving for, we can help. You automatically qualify for the highest interest rate, so the more you save, the faster your money grows. Plus, your Vault savings account will give you access to other financial tools, like a checking account, a Visa® debit card, and college savings certificates. You’ll even be entered into a quarterly drawing for $250, and get a bonus entry with each account or certificate you sign up for.

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Visa Card

A safe way to start building credit. Use it for everyday purchases, pay your bills on time, then when it’s time to make a bigger purchase down the road, you’ll qualify for a better rate. FTW.

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First-Time Buyer Auto Loans

You have places to go. If you’ve got a steady part-time job and a qualified joint borrower, we can help you get there, even if you have little or no credit.

  • Up to 100% financing.
  • Quick decisions.
  • Flexible terms up to 88 months, depending on your loan amount and credit qualifications.*
  • Low-rate vehicle insurance available through SELCO Insurance Services.
  • Extended warranty options.
  • GAP Advantage, a one-time investment that waives your loan balance if your car is totaled or stolen.
More info Find a branch to apply Take our credit quiz for a rate discount**

* Qualified borrowers only. Membership requirements apply. Rates based on credit qualifications, repayment period, vehicle age, and loan-to-value. To see complete details on loan rates, click here. Other restrictions may apply. Offer subject to change at any time, without notice.

** Discount not available for borrowers already eligible for lowest available rate.