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COVID-19 Financial Assistance Program

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If your income has been disrupted, we’re here to help.

The COVID-19 pandemic is having an unprecedented impact on our daily lives, not just from a health standpoint but a financial one as well. In this time of uncertainty, our commitment to your well-being is stronger than ever.

If you’re a current SELCO member* and your income has been disrupted because of COVID-19, we encourage you to take advantage of one or all of the options available through our COVID-19 Financial Assistance Program:

Income Disruption Loan

  • Loan amount up to $2,500.
  • 18-month term with no payments due for the first six months.
  • 2% fixed interest rate.**

Special Skip Payment for Eligible Loans

  • Special Skip Payment for eligible SELCO vehicle, credit card, or personal loans, as well as home equity lines of credit (HELOCs).
  • Use this special Skip Payment even if you’ve already used our normal Skip Payment option.
  • Skip Payment fee will be waived, and you can submit your request through online banking.

Home Equity Loan Help

  • We’ll help you find ways to stay on track with your home equity loan payments.
  • Solutions are personalized to your specific needs.
To learn more about your assistance options, call us at 800-445-4483, apply online, or send us a secure message through online banking. For any changes to our hours or services, as well as alternative banking options, visit and our social media channels.

 *To be eligible for an Income Disruption Loan, you must have become a SELCO member on or before March 16, 2020.

**Rate may change and is current as of 03/20/2020. Payment example: On an 18-month Income Disruption Loan for $2,000, you would make no payments for each of the first six months, and payments of $169.89 for each of the following 12 months.