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Investor Accounts


Save more, earn more.

Grow your savings faster while freely accessing your money. An Investor Account offers higher dividends than any other type of deposit account—the greater your balance, the better your interest rate. With a SELCO Investor Account, you can:


Save at your own pace.

All you need is a $10,000 minimum deposit to open your account. After that, you can deposit as much or as little as you want.

Use what you need.

Make up to three withdrawals of $500 of more per month, penalty free.

Increase your earnings.

Our Investor Account pays three levels of dividends, depending on your daily balance. The balance ranges are:

  • $10,000-$24,999
  • $25,000-$49,999
  • $50,000 or more

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Investor Account Plus

Get all the flexibility of a regular Investor Account, plus more! Deposit $75,000 or more and you can open an Investor Checking Account with a beginning balance of $5,000. Not only will you earn the highest possible dividends, but you’ll get the best checking service available—including a debit card, unlimited ATM use, and free travelers checks.

Balance ranges:

  • $75,000-$99,999
  • $100,000-$999,999
  • $1,000,000 or more

Your Investor Account cannot be used as overdraft protection. Any withdrawals of less than $500 or in excess of three times a month will incur a $10 fee. Closing your account within the first 90 days will incur a $50 penalty. An Investor Checking Account balance below $5,000 will be charged $8 per month.